Pre-approved credit cards for bad credit does not mean automatic approval for a credit card. Just because you receive a pre approved credit card application in the mail and you have bad credit does not mean you will get approved for the credit card.

Credit card companies send out pre approved credit card offers to bad credit people and good credit consumers. Those pre approved card offers are not what they use to be years ago.

There will actually be a second screening after you say "yes" to the pre approved card offer you received. If you don't want to get pre approved credit card offers you can contact one of the three major credit bureaus to stop getting these offers..Trans Union at 1-800-680-7293, Experian at 1-800-353-0809; or Equifax at 1-800-556-4711.

Don't have any pre approved card offers? Review these card offers. These are popular cards that report to credit bureaus to help rebuild bad credit over time by always making on time payments.

Secured and Unsecured Credit Card Offers for Troubled Credit People

Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit. As a cardmember, you will also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages are available to remind you of your upcoming payment due date with online enrollment. Get prequalified online in just 30 seconds!

* An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly!

* Acceptance at millions of locations worldwide, including website purchases and reservations

* Your account information is updated and at your fingertips 24/7 so you can manage it your way

* Email and text messages are available to remind you of your upcoming payment due date

* On-call customer service representatives to assist you with questions or concerns It is our goal to offer you the credit card that best fits your credit profile based on your consumer credit report and other information you provide us. You may be offered a secured card or an unsecured card which will be disclosed before your application is processed.

Apply for the Green Dot® Gold Prepaid Visa® Card

* FREE $0 Activation Online – with NO credit check!
* FREE Cash withdrawals at over 15,000 participating ATMs
* FREE Online Bill Pay & Direct Deposit
* NO Monthly fee for any month with at least 30 purchases
* NO Transaction fees on US purchases
*See Card Terms and Conditions

AccountNow Prepaid MasterCard® Card is a pre-paid card that can be used anywhere MasterCard® is accepted.

* 100% guaranteed approval*

* Free Online Bill Pay

* Free credit builder when you use Online Bill Pay

* $25 Bonus when you set up for Direct Deposit

* This is a debit-card, not a credit card

* No credit bureau check

* No minimum balance* No late or overdraft fees

* No checksystems checks

*See Card Terms and Conditions

Credit Card Tip:
February 2012 Black cards, reward credit cards,Cash back cards, knowing which card is right for you can be frustrating. Getting approved for unsecured credit cards may not be easy for people with bad credit. It may take rebuilding credit using a prepaid MasterCard or Visa card first and later getting approved for a major unsecured credit card.